Post a Meme, any Meme! (no politics)

[ratflinger]

 

[Gilmango]

 

[Gilmango]

 

[winemaker81]

 

[ibglowin]

 

[Boatboy24]

 

[ibglowin]

 

[ibglowin]

 

[jswordy]

 

[Sage]

 

[Venatorscribe]

View attachment 96987

We get 429 ml in the southern hemisphere cans. Being upside down all day helps.

 

[jswordy]

We get 429 ml in the southern hemisphere cans. Being upside down all day helps.

It's probably likely the smaller cans just haven't gotten to you yet, mate! HOARD NOW!

 

[jswordy]

 

[ibglowin]

 

[vinny]

View attachment 96960

No Selfies!

 

[winemaker81]

 

[jswordy]

 

[winemanden]

Many moons ago a friend asked for financial help. He had made minimum payments on a credit card for a year, but the principal was only reduced by $30 USD when he paid $400. I explained the principal part of the payment was $2.50/month, and that it was going to take 38 years to pay off the card while costing over $10 k in interest. This was before CC reform.

He had never been taught anything about how loans are structured, and I had to explain twice. He was young and inexperienced, but not stupid. He got a second job and put every penny into retiring all his debts, as he was in a financial hole and didn't realize it. A year later, he was debt free and still is today.

It can be done, if the person is motivated.

We've got a financial expert online and on TV in the UK who explains that if you pay the minimum on your credit card it's always the interest that is paid first. The pittance that is left comes of the principal.
He keeps pushing the Government for financial teaching in schools.
I was taught by my Dad,never to borrow what you can't afford to pay back! I'm sure people just shove their card over the counter not realising that they're spending money.
Some people never learn, and some don't want to!

 

[jswordy]

 

[Gilmango]