Trying to determine clarity in a carboy is misleading....the glass will be your judge. If there is no longer any sediment dropping in your carboy a good 2 weeks after your last racking, and if the wine appears to be the same clarity from top of carboy to the bottom (meaning you see no layers of demarkation), then simply decant some wine a wine glass and judge for clarity. Can you read a newspaper thru the wine---clearly see the print? If you shine a light from one side to the other is it clear or do you see floaters?
For example, I have a red that has not dropped sediment for a month at least and when I look at the wine in the carboy I am convinced it is not clear; but when I decant some to a glass it is crystal clear---reds are very hard for me to judge just by carboy alone. So carboys can be quite misleading.
If you happen to have a digital camera it sometimes help to take photos, so you can monitor for changes, etc. Plus, you can revisit the photos so you can get more familiar with the stages your wines are going thru. Photo proof really does help out.
If you bottle a wine that is not yet clear, your WORST CASE SCENARIO is you have bottles of cloudy wine since there is NO GUARANTEE once you bottle that the wine will in fact clear up--and if it does it will have a nice layer of sediment. Bottom line: don't risk it, you have too much invested. Wine will clear naturally on its own, but you have indicated you have a kit and you have added the clearing agents. Does your kit instruct you to filter your wine?